As a personal loan service provided by Agricultural Bank of China, Agricultural Bank of China Zhirong has many loan products, mainly including online loan, fast agricultural loan, micro-credit loan and pledge loan.

Netjet loan refers to a small consumer loan issued by the Agricultural Bank of China in cash to individual customers of the Agricultural Bank of China who meet certain conditions, and are self-applied, quickly received, automatically approved and self-credited.

netjet loan network application process:

Take Apple 11, ios14.7.1 and Agricultural Bank APP5.6.7. as examples

1. Log in to Pocket Bank and click the "Loan" option on the home page,

2. Select the "netjet loan" product

3. Enter Netjet. In the application page, select the loan purpose, loan and repayment account (registered with Zhangyin), confirm personal contact information, check the consent option below, and then select Submit. 5. Select this loan, enter the signing information interface, click "Next" to enter the face-brushing authentication after confirming that the information is correct, click "Start Authentication" and after the authentication is successful, enter the final signing interface, and click "OK" to verify the security tool (KBao or

Netjet loan application targets:

Individual housing loan customers of Agricultural Bank of China, payroll paying customers, VIP customers, customers who pay housing provident fund on time in some areas, and other white-listed customers.

loan amount: up to 3, yuan.

loan term: 1 year, and the longest period for scenario consumers is 5 years.

moreover, there is no guarantee, no collateral guarantee and no guarantee; Pay back at will, you can repay in advance at any time, and grasp it independently; Submit the application online and automatically review and approve it.

short-term loans:

refers to loans with a loan term of less than one year (including one year). Short-term loans are generally used for the liquidity needs of borrowers in production and operation.

The currencies of short-term loans include RMB and major convertible currencies of other countries and regions. The term of short-term working capital loans is generally about six months, and the longest is no more than one year; Short-term loans can only be extended once, and the extension period cannot exceed the original term.

The loan interest rate is determined according to the interest rate policy formulated by the People's Bank of China and the fluctuation range of the loan interest rate, depending on the nature, currency, purpose, method, term and risk of the loan, among which the foreign exchange loan interest rate is divided into floating interest rate and fixed interest rate. The loan interest rate is indicated in the loan contract, and customers can check it when applying for a loan. Overdue loans are subject to penalty interest.

The advantage of short-term loans is that the interest rate is relatively low, and the supply and repayment of funds are relatively stable. The disadvantage is that it cannot meet the long-term capital needs of enterprises. At the same time, because short-term loans adopt fixed interest rates, the interests of enterprises may be affected by interest rate fluctuations.