1, product features difference: E-second loan is a fast consumer loan product launched by Guangfa Bank, which is mainly aimed at individual customers and has the characteristics of high quota and fast approval speed. Wonderful loan is a comprehensive consumer loan product of Guangfa Bank, which is suitable for various consumption scenarios of individual customers, including shopping, tourism and education.

2. Difference between loan amount and term: E-second loan amount is relatively high and term is relatively short, which is suitable for short-term urgent need of funds. The amount and duration of wonderful loans are more flexible and can be adjusted according to the specific needs of customers.