White households can also borrow money to buy a house, and they can submit a loan application to the bank first. Under normal circumstances, white households also need to provide stable proof of work and income, and meet the requirements of mortgage or guarantee when buying a house with a loan. Another situation is to apply for a credit card as much as possible. If you use the card for more than half a year and maintain a good credit status, it will be easier to apply for a loan.

Extended information

Buying a house by loan refers to the loan business in which the buyer applies for a loan from the bank to pay the house price with the building traded in the house as collateral, and then the buyer pays the principal and interest to the bank in installments, also known as mortgage loan.