1. Suppose the annual interest rate is 5% and the repayment method is equal principal and interest:

-interest rate: 5%/ 12 months = 0.4 167%.

-Monthly repayment amount = loan principal × monthly interest rate ×( 1+ monthly interest rate) total repayment period /(( 1+ monthly interest rate) total repayment period-1)

-Monthly repayment amount = 60000× 0.004167× (1.004167) 60/((1+0.004167) 60-/kloc.

-The result is about 1389.84 yuan.

2. If the repayment method is the average capital calculation method:

-Monthly repayment amount = loan principal/total repayment period+(loan principal-accumulated repayment principal) × monthly interest rate.

-Monthly repayment amount = 60000/60+(60000- cumulative repayment of principal) × 0.004 167

-The accumulated principal will gradually increase every month, resulting in a gradual decrease in interest, so the monthly repayment amount will gradually decrease.

The above is an example answer based on hypothetical conditions. Due to factors such as bank policies and interest rate fluctuations, the actual situation may be different. Please consult a bank or financial institution when applying for a specific loan to obtain an accurate repayment amount.