1. Early consumption refers to the use of credit cards, and P2P micro-loans that are common on the Internet to obtain money will affect credit information. If it is overdue, there will be cash withdrawal on the credit report, which will affect future loans, transportation and so on.

2. College students have no economic income, and their living expenses come from their parents, which will affect the economic pressure of their families.

3. College students lack social experience, so it is easy to get loans from informal institutions, such as some campus loans. These interests are calculated according to compound interest, and the more they roll, the more they roll.

Therefore, college students are not supported to spend in advance, hoping to help you!