College students' entrepreneurial loans are interest-free relative to entrepreneurs themselves, but interest-bearing relative to banks. Only the state has issued relevant policies to encourage entrepreneurship and promote employment, and the interest is subsidized by the government. College students are full of entrepreneurial passion, especially in recent years, under the influence of employment pressure, more and more college students want to start a business. This paper introduces the conditions and application materials of interest-free loans for college students in detail.
College students' entrepreneurial loans are generally handled in the entrepreneurial place. Because if you apply in a different place, it is impossible for banks and contractors to review your entrepreneurial project in the whole process. Procedures for handling college students' interest-free loans: the applicant submits an application to the industrial and commercial office where the business premises are located with relevant materials. After examination and approval, the applicant shall obtain the business license within the promised time limit with the Notice of Approval of Registration of Individual Industrial and Commercial Households; If the application materials are not standardized or do not conform to the statutory form, a "Decision on Not Accepting" shall be issued, and all the materials that need to be corrected shall be informed to the applicant on the spot or at one time within the prescribed time limit; If the application matters do not fall within the scope of functions and powers of this organ according to law, it shall immediately make a decision not to accept it, and inform the applicant to apply to the relevant administrative organ.
Application conditions and application materials for interest-free loans for college students' entrepreneurship
1, identification;
2. Students need to provide student ID cards and transcripts;
3. Graduates are required to provide graduation certificates and degree certificates;
4. Checklist of frequently used bankbooks or bank cards in the past 6 months;
5. Other credit certificates (if any): certificate of scholarship, certificate of class cadres, certificate of community activities, certificate of various honors/social rewards, such as blood donation and voluntary teaching.
6. Check whether students have bad criminal records.