When applying for a loan, you need to provide a certificate of the use of loan funds, which is subject to the certificate of the use of loan funds provided by you. What proof of the use of funds do you need to provide for the loan you are applying for at present? For example, if you provide renovation contract, it will be treated as a decoration loan, and if you provide a car purchase contract, it will be treated as a car loan.
If you apply for a mortgage, you generally need to provide application materials to apply for a loan:
1. Identity information: ID card, military officer's card, etc.
2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.
3. Proof of local residence: a list of fixed telephone bills, or a list of water and electricity bills paid in any three months in the past year, or other information that can prove the address.
4. Proof of use
5. Guarantee information: proof of ownership of collateral. If there is a * * * owner, it is also necessary to provide a statement that the * * * owner agrees to mortgage or requires the * * * owner to sign a mortgage contract. Where other auxiliary guarantee methods are provided, corresponding certification materials are also required.
6. Proof of repayment ability
If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.
(If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support! )