Shenzhen Qianhai Weizhong refers to Weizhong Bank, and micro-loan is just an Internet personal loan product launched by Weizhong Bank. The meanings of the two are completely different. Micro-loan belongs to Weizhong Bank. As an Internet bank, Weizhong Bank's main business is consumption amount, public wealth management and platform finance.
Shenzhen Qianhai Weizhong Bank is not a micro-loan. Shenzhen Qianhai Weizhong refers to Weizhong Bank, and micro-loan is just an Internet personal loan product launched by Weizhong Bank. The meanings of the two are completely different. Micro-loan belongs to Weizhong Bank. As an Internet bank, Weizhong Bank's main business is consumption amount, public wealth management and platform finance.
Therefore, users can experience a variety of financial services in Weizhong Bank, and to apply for small loans, users need to apply through QQ or WeChat.
1. Shenzhen Qianhai Weizhong Bank is the first private bank in China, and its shareholders are mainly Tencent, Baiyeyuan Investment and Liye Group. Weizhong Bank obtained the financial license issued by Shenzhen Banking Regulatory Bureau on 20 14 12 16, and was formally established.
Shenzhen Qianhai Weizhong Bank is the first private bank in China, and its shareholders are mainly Tencent, Baiyeyuan Investment and Liye Group. Weizhong Bank obtained the financial license issued by Shenzhen Banking Regulatory Bureau on 20 14 12 16, and was formally established.
The main products of Weizhong Bank are: micro-loans, micro-car loans and micro-enterprise loans.
2. Microfinance is the first Internet microfinance product launched by Shenzhen Qianhai Weizhong Bank. Weizhong Bank is the first private bank in China. It was founded by many well-known enterprises such as Tencent, Baiyeyuan and Liye, and obtained the financial license issued by Shenzhen Banking Regulatory Bureau on 20 14 and 12.
Micro-loans can be applied directly on WeChat, but micro-loans cannot be opened by themselves, and only users invited by the system can open them. The steps to log on to WeChat to see if you can borrow money: I-pay-micro-loan to borrow money, and the user finally clicks Enter to know if he has the right to borrow money.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3
App version: v8.0. 18
Interest on small loans is calculated according to the daily interest rate of loans. The interest generated every day is the remaining unpaid principal multiplied by the daily interest rate. After the loan is lent, it must be repaid on time and not overdue. There will be penalty interest after overdue repayment, and the overdue records will be uploaded to the credit information center by the bank, and the microfinance will be closed after overdue.
Micro-loans can be repaid in installments, 5, 10, 20. Users can choose their own repayment period according to their actual situation; When borrowing money, you can only borrow an integer multiple of 65,438+000. The minimum loan amount is 500 yuan, and the maximum loan amount is 40,000 yuan at a time. If the maximum amount is exceeded, users need to borrow in bulk.