This is a routine loan. Taoludai fabricated loan transfer details and deliberately created the illusion that the victim had obtained all the money borrowed under the contract. Various fees were charged under clever names, but the actual loan amount was far lower than the amount stipulated in the contract. It is necessary to carefully distinguish the difference between routine loans and private loans.

Routine loan refers to illegal possession, under the guise of private lending, to induce or force the victim to sign "loan" or disguised "loan", "mortgage", "guarantee" and other related agreements, through false A summary of related illegal and criminal activities involving increasing the loan amount, maliciously creating a breach of contract, arbitrarily identifying a breach of contract, destroying and concealing evidence of repayment, etc., and illegally possessing the victim's property with the help of litigation, arbitration, notarization, or using violence, threats, or other means. Sexual appellation.

"People's Republic of China and Civil Code"

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, returns the loan and pays interest when due .

Article 668: A loan contract shall be in writing, unless otherwise agreed upon for a loan between natural persons.

The content of a loan contract generally includes terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669: When entering into a loan contract, the borrower shall provide the true situation of business activities and financial status related to the loan as required by the lender.