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Is easy loan formal?
The platform is formal.

Easy Loan is an online loan platform operated by Qingdao Qingxinte Electronics Co., Ltd. after being authorized by the National Credit Information Center and financial institutions. It is a legal credit product.

Easy Loan is a cash-based loan product launched by Ford Motor Finance Company, which is mainly based on collateral and gives consideration to credit. It provides customers with a revolving loan line, which can be repaid with the loan within the validity period.