The interest rate of dollar loans is not stipulated by the state. Each bank quotes according to its own situation.

At present, the domestic short-term US dollar loan interest rate is around 2.25%, and the central bank's interest rate policy in 2004 is promoting high operation, while the US dollar interest rate is still declining. This obvious loan spread has not narrowed recently, so the demand for foreign exchange loans by enterprises continues to rise.

At present, the RMB interest rate is higher than the US dollar, and there is pressure for RMB exchange rate to appreciate. Some domestic enterprises and individuals have reduced foreign exchange assets and RMB liabilities and increased RMB assets and foreign exchange loans according to their own conditions.

What is the bank's dollar interest rate in 2022?

In 2022, the interest rate of bank dollar deposits is as follows:

1. benchmark interest rate: after 5 years, the annual interest rates will be 1.5%, 2. 1%, 2.75% and-%;

2. Bank of China: annual interest rate 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

3. China Construction Bank: annual interest rate 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

4. ICBC: annual interest rate 1 year 1.75%, 2.25% for two years, 2.75% for three years and 2.75% for five years;

5. Agricultural Bank: the annual interest rate is 65438+ 1.75% in 0 years, 2.25% in 2 years, 2.75% in 3 years and 2.75% in 5 years;

6. Postal Savings Bank: annual interest rate 1 year, 1.78%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

7. Bank of Communications: the annual interest rate is 65438+1.75% for 0 years, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

8. China Merchants Bank: annual interest rate 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

9. Bank of Shanghai: annual interest rate 1 year 1.95%, 2.4% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

10. China everbright bank: the annual interest rate is 0 years 1.95%, 2.4 years1%,3 years' 2.75% and 5 years' 3%;

1 1. Shanghai Pudong Development Bank: annual interest rate 1 year 1.95%, 2.4% in 2 years, 2.8% in 3 years and 2.8% in 5 years;

12. Ping An Bank: annual interest rate 1 year 1.95%, 2.5% for 2 years, 2.8% for 3 years and 2.8% for 5 years;

13. Bank of Ningbo: annual interest rate 1 2% per year, 2.4% in 2 years, 2.8% in 3 years and 3.25% in 5 years;

14. China citic bank: annual interest rate 1 year, 1.95%, 2.3% for two years, 2.75% for three years and 2.75% for five years;

15. Minsheng Bank: annual interest rate 1 year, 1.95%, 2.35% for 2 years, 2.8% for 3 years and 2.8% for 5 years;

16. Guangfa Bank: annual interest rate 1.95%, 2.4%, 3. 1%, 5.2%;

17. Huaxia Bank: the annual interest rate is 0 1.95%, 2.4% in 2 years, 3. 1% in 3 years and 3.2% in 5 years;

18. Industrial Bank: annual interest rate 1 year, 1.95%, 2.75% for 2 years, 3.2% for 3 years and 3.2% for 5 years;

19. Bank of Beijing: 1 year and 5-year annual interest rates are 1.95%, 2.5%, 3. 15% and 3. 15% respectively.

What's the interest rate of China Bank's USD loan?

1. The Bank of China has no specific provisions on the interest of US dollar loans. The central bank stipulates that financial institutions should make their own decisions according to changes in market interest rates, capital costs, risk differences and other factors, so the interest rates of dollar loans in different regions may be different. You can consult the bank outlets for details.

2. In 2020, the threshold for entry-level cards is low. Beginners must apply immediately!

3. The US dollar loan interest rate of China Bank is determined according to the user's risk and the change of market interest rate. The central bank has not stipulated the benchmark interest rate. You need to check the specific amount at the outlets.