There are only the last twenty days left in 2014. Judging from the current economic data, 2013 is overall stable, and the annual CPI increase is within a controllable range, indicating that the central bank’s monetary policy control today is very effective. , then the possibility of adjusting the benchmark interest rate at the end of the year is already very small. Will loan interest rates be lowered in 2014?

Various current signs indicate that the structure will be actively adjusted and the growth rate reduced in 2014. It is expected that the GDP growth rate in 2014 will be 7.3, so the central bank is expected to Interest rates were cut about 2 times.

Early Version 2014 Loan Interest Rate Table:

1. Short-term loan interest rate

1. Six months (inclusive) 5.6

2. Six months to one year (inclusive) 6

2. Medium and long-term loan interest rate

1. One to three years (inclusive) 6.15

2. Three to five years (inclusive) 6.4

3. More than five years 6.55

We believe that loan interest rates will drop in 2014