Legal basis: Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Disputes over Commercial Housing Sales Contracts Article 23 The commercial housing sales contract stipulates that if the buyer fails to conclude a secured loan contract for commercial housing due to the reasons of one party, the other party may request to terminate the contract and compensate for the losses. If the Commercial Housing Guarantee Loan Contract cannot be concluded and the Commercial Housing Sales Contract cannot be continued due to reasons not attributable to both parties, the parties may request to terminate the contract, and the seller shall return the principal of the purchase price and its interest or deposit to the buyer.