Short-term loan: The interest rate for a loan period of less than 6 months (inclusive) is 4.35; the interest rate for a loan period of 6 months to 1 year (inclusive) is 4.35. Medium and long-term loans: The interest rate for loan periods from 1 to 3 years (inclusive) is 4.75; the interest rate for loan periods from 3 to 5 years (inclusive) is 4.75; the interest rate for loan periods over 5 years is 4.90.
Classification of China Construction Bank loan interest rates in 2023:
1. Construction Bank loan benchmark interest rate: Construction Bank short-term loan interest rate: within 1 year (including 1 year) is 4.35.
2. China Construction Bank’s medium and long-term loan interest rate: 1-5 years (including 5 years) is 4.75. More than 5 years is 4.9.
3. Construction Bank provident fund loan interest rate: Construction Bank provident fund loan interest rate is 2.75 for less than 5 years (including 5 years), and 3.25 for more than 5 years.
4. Construction Bank loan actual interest rate reference data. The above loan interest rate is actually the benchmark interest rate for loans. The actual loan interest rate of China Construction Bank can refer to the following data: 1. The monthly interest rate of CCB tobacco certificate loan is 0.65, and the annual interest rate is 7.8, monthly interest rate is 65 yuan. The monthly interest rate of China Construction Bank's credit loans is 0.32-0.38, the annual interest rate is 3.84-4.56, and the monthly interest rate is 32-38 yuan. 3. The monthly interest rate of CCB decoration loans is 0.25-0.33, the annual interest rate is 3-3.96, and the monthly interest rate is 25-33 yuan.
5. China Construction Bank mortgage quick loan, the monthly interest rate is 0.32-0.35, the annual interest rate is 3.84-4.2, and the monthly interest rate is 32-35 yuan. 5. The monthly interest rate of CCB merchant loans is 0.33, the annual interest rate is 3.96, and the monthly interest rate is 33 yuan.
6. CCB corporate tax loan, the monthly interest rate is 0.34, the annual interest rate is 4.08, and the monthly interest rate is 34 yuan. The above is the latest situation of China Construction Bank loan interest rates in 2023.