JD。 COM Group's apology statement ranked first in the hot search, and netizens talked about it. The cause of the incident was that Jingdong Finance posted a loan advertisement on a short video platform, which caused quite a controversy. JD.COM Group issued two apology statements in succession, which is enough to illustrate the seriousness of this matter. In this advertisement, the disrespect and distorted values of migrant workers are reflected, and there are many voices of criticism from netizens at one time. What are the advantages and disadvantages of borrowing online loans because of the controversy caused by Jingdong Finance's Ren Lei loan advertisement? The following is my opinion. First of all, all kinds of lending software can solve people's urgent needs to a certain extent, and can play a good buffer role and facilitate people's lives. Secondly, although lending software provides convenience for people, people's desires can never be satisfied. Therefore, when people get used to lending software, the debt will get bigger and bigger, which will eventually lead to the inability to repay the debt. Finally, the impact on young people is not good, and the promotion of lending software should be moderate. For teenagers who have no repayment ability, peer-to-peer lending has only disadvantages.

One: it is convenient for people's lives.

Now there are all kinds of lending software, which can solve people's urgent needs to a certain extent, play a good buffer role and facilitate people's lives.

The second is to encourage people's desires, leading to more and more arrears, and finally embark on the illegal road.

Although lending software provides convenience for people, people's desires can never be satisfied. Therefore, when people get used to lending software, the debt will get bigger and bigger, which will eventually lead to the inability to exchange debts.

Third, it affects the normal life of teenagers and sets a bad example.

It has a bad influence on teenagers, and the promotion of lending software should be moderate. For teenagers who have no repayment ability, peer-to-peer lending has only disadvantages.

What are the advantages and disadvantages of borrowing online loans because of the controversy caused by Jingdong Finance's Ren Lei loan advertisement? If you have anything to add, please leave a message at the bottom of the comment area.