60 installments of 200,000 yuan, and the principal of each installment can be 200,000 yuan = 3,334 yuan. In addition to the principal, interest should be calculated. The interest on the car loan is about 5, so the interest in 200,000× 0.05 is10000, which is1000012 = 834 yuan if it is spread evenly for one month. The principal and interest add up to 3,334,834 = 4168 yuan. So this 200,000 yuan is divided into 60 periods, and each period is divided into 4 168 yuan.
Second, how to calculate the interest on the loan to buy a car I borrowed 95,000 yuan. For two years, the 4S shop helped me calculate the interest. ...
Third, how to calculate the interest of the car loan of 30,000 yuan?
Matching principal and interest method: loan principal: 30,000 yuan, assuming annual interest rate: 4.750%, loan life: 3 years; Monthly repayment of principal and interest: 895.76 yuan, total repayment of principal and interest: 32,247.36 yuan, * * * interest payable: 2,247.36 yuan. The interest paid in 1 month is:118.75; 1 7.05438+0
Fourth, how to calculate the interest on car loans?
Nowadays, many consumers who buy cars tend to borrow money to buy cars in installments. On the one hand, it can alleviate the financial pressure to a certain extent and enjoy the benefits brought by products earlier; On the other hand, consumers can enjoy higher-level automobile products. However, how to calculate the loan interest for buying a car? How much is the loan interest for buying a car? At present, there are three ways to buy a car loan, one is to directly borrow from a bank, the other is to borrow from an auto financing company, and the third is to borrow by installment with a credit card. (1) In addition to the advantages of relatively simple approval and procedures, credit card installment interest does not need to provide corresponding property guarantee, which saves the cumbersome procedures such as intermediary notarization and the extra cost burden of consumers. Of course, the so-called zero interest does not mean that the credit card does not generate a handling fee, but requires a handling fee. Generally, 12 (one year) is 5%, and 24 (two years) is 9.5%. Due to the different financial policies of local banks in each city, the above charging standards can only be used as reference values. (2) Bank car loan interest As for the loan interest rate, ordinary bank car loans have no advantage. It is understood that the two-year car loan interest rate of a bank has risen to 7.8%, while the three-year loan interest rate has risen by about 30% compared with 6.65%. Usually, the 3-year auto loan interest rate will rise to 1 1.28%(3) auto financing company loan interest. A recent survey by an auto financing company shows that the interest rate of 3-year auto loan is 10.99%, and the interest rate of 5-year auto loan is 1 1.38%. Compared with the current 1-3 years (including 3 years), the bank loan interest rate of 6.65% is much higher. Of course, this intermediate profit is shared by financial companies and cooperative banks. Visible consumers buy a car. According to the normal loan model of auto financing companies, consumers may wish to consider credit card installment.