the so-called deposit certificate refers to the certificate issued by the bank for depositors, which proves the deposit balance of the depositor at a certain time point or the deposit amount in a certain period, and proves that the depositor has a deposit balance in the bank that cannot be used before a certain time point in the future.
why?
international students must apply for a student visa before studying in other countries, and when applying for a visa, they must also have proof of visa funds. At the same time, the proof of studying abroad funds that can increase the visa pass rate is also very important material. It mainly includes three ways: certificate of deposit, loan for studying abroad, and special account for remittance for studying abroad, but different countries have different requirements for recognition methods.
In order to prevent the visa from being affected due to insufficient deposit period, parents and students should know the requirements of the country for study abroad guarantee funds in time after deciding to study abroad.
how much do you deposit?
1. How much proof of deposit is required for studying in South Korea
The conditions of proof of deposit required by different schools are different. Most schools require 1, US dollars, or the equivalent of 1, US dollars, which will be frozen for 6 months. Some schools have lower requirements: for example, deposit $3,, and freeze it until the school enters (for example, the school starts on March 1, and the deposit certificate should be issued from the deposit date until after March 1). )
Some schools are higher: for example, deposit 1, US dollars and freeze it until the end of the next semester (the situation is similar to the previous example, except that the deadline is until the end of the next semester). The specific regulations depend on the requirements of the school.
The materials used in the application are all important, and any negligence or mistake will have an impact on your application. So, don't hold any important or key mentality, just prepare well.
Generally, the deposit certificate required for studying in Korea is 1, US dollars, or other currencies equivalent to 1, US dollars can be used. It seems that there is no requirement for the time of deposit, and the term of deposit certificate is more than half a year.
2. The amount of deposit required for studying in the UK visa
In principle, the amount of deposit should not be less than the sum of tuition fees of the school you are studying in the UK in the next year and the living expenses in the area where the school is located. Simply put, it is tuition and living expenses for the next year (living expenses here refer to 9 months, that is, living expenses during school). To be on the safe side, you can add about 5 pounds on this basis.
The reference standard for tuition fees is based on the notice. Those who haven't received the notice can go to official website to inquire or consult the study consultant of Xinquan's study abroad major, and the living expenses can refer to the living expenses standards issued by the British Immigration Bureau.
3. The deposit requirements for studying in the United States are divided into the following three aspects
1. The freezing date for studying in the United States:
1. When applying for a school, the freezing date of the deposit certificate is determined according to the requirements of different schools, and most of them are required before the start of school and after the visa.
2. when applying for a visa: the date of freezing the deposit certificate is after the visa and before the start of school.
2) Duration of the certificate of deposit for studying in the United States:
There is no strict time limit, and it is recommended that it be kept for more than 6 months. The names of parents, children and immediate family members are acceptable, but if it is the name of immediate family members, it is necessary to prove the relationship between the applicant and the guarantor.
3) Amount of deposit certificate for studying in the United States:
1. High school (8,-1.2 million RMB). International students studying in American high schools have studied for at least 2 years, with a minimum of 25, RMB per year.
2. Undergraduate (RMB 5,-1,,), three types of American undergraduate universities, community (within RMB 1, per year); University of Arts and Sciences (25,-3, RMB per year); Comprehensive university (15,-3, RMB).
3. Postgraduates (35,-5, RMB) have a term of 1 -2 years, and the fees for different majors are different, ranging from 15, RMB to 2, RMB for most schools.
4. Certificate amount and freezing period of study abroad deposit in Canada
Generally speaking, this part of the money can't be used because the certificate of funds is issued, so students who have the necessary certificate of deposit can divide it into two funds to freeze it (of course, if the funds at home are very abundant, and the idle money can be saved in one lump sum):
The first one is deposited when preparing to apply for a school. At this time, as long as the funds are enough to pay your tuition and living expenses for one year at school. If you apply to more than one school at the same time, you only need the highest deposit amount from the school, and then send it to each school along with the information as required.
The cost of studying in Canada is lower than that in Britain and the United States, and generally less than 2, RMB a year is enough. At the time of actual application, you can check the tuition fees of relevant universities in the library of Kaiwei study abroad guide institutions to confirm the specific deposit amount.
the second deposit is made before going to the visa. At this time, you already know how much your school charges, and multiply it by the number of years you have studied, which is the number you want to save. Only one copy of this certificate is required. If you have fewer years, you can save less.
The freezing period is stipulated by every bank. Generally, it is three months. If it is considered unsafe, it can be held for half a year, or whatever.
The deposit certificate shown to Canadian visa officers has little to do with the length of the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze it. The funds can be used immediately.
The freezing period of the deposit certificate that the school needs depends on the time when your application materials are submitted and the expected time when you receive the admission notice. Under normal circumstances, it is recommended to keep it for half a year and freeze it for half a year. This certificate has been sent to the school, so the money can't be used until the thawing period written when the certificate is issued is over.
5. What is the appropriate amount for the certificate of deposit for studying in Australia?
when applying for a visa, the amount of proof of deposit for studying in Australia should cover the tuition and living expenses during the period of studying in Australia. The tuition fee for studying in Australia for one year is about 2,, and the specific amount should be calculated with reference to the tuition fee and living expenses of our school.
how long is the freezing period of the deposit certificate for studying in Australia?
The freezing period is stipulated by every bank. Generally, it is three months. If it is considered unsafe, it can be held for half a year, or whatever.
The deposit certificate shown to the visa officer has little to do with the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze it. The funds can be used immediately.
how to save it?
when handling the deposit certificate, students need to show the following materials:
deposit certificate (certificate of deposit, discount), personal identification documents (resident ID card, temporary id card, household registration book, passport, soldier's card, military officer's card, civilian cadre's card, police officer's card, honorary certificate of retired military or armed police cadres, military retirement certificate, civilian cadre's retirement certificate, military academy student's card, and Hong Kong and Macao residents' pass to and from the Mainland. If you entrust someone else to do it, you should also show your personal identity certificate.
Fill in relevant information: For example, the Power of Attorney for Personal Deposit Certificate of Industrial and Commercial Bank of China (the part filled in by the client) is in duplicate, and all relevant columns must be filled in completely.
where can I deposit it?
China students' deposits are mostly deposited in major banks in China, such as China Bank, China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank and China Merchants Bank.
What credentials do you need?
It is recommended that the deposit should be in the applicant's own name, and only one proof of funds is required, which is the easiest;
the deposit certificate issued must have a deposit period of more than 28 days in the corresponding account;
the freezing period of the deposit certificate should cover the whole visa review period. The visa review period is generally about 1 to 4 weeks, and the visa peak period is from June to September every year, and the review period may be longer. However, according to past experience, it usually takes about 6 weeks to complete the review during the peak period;
If there is a parent's name, or a student visa under the age of 18, parents' signed consent letter, parents' income certificate, and household registration book to prove the relationship with the student are required (if the household registration books are not together, multiple household registration books are required; If you don't have a household registration book, you need to issue a birth certificate or a certificate from a relative of the public security organ, or a notarized letter from a notary office; Students under the age of 18 also need a letter of consent from their parents to allow their children to study abroad alone. )
what are the additional materials?
household registration book: if the funds are in the name of the applicant's parents/legal guardians or the applicant is under the age of 18;
birth certificate: if the funds are in the name of the applicant's parents/legal guardians or the applicant is under the age of 18, and both parties do not appear in the same household registration book; If the funds are in a joint account, the applicant is one of the account holders, or under the name of the applicant's parents (one or both)/legal guardian, the applicant must submit the household registration book/birth certificate and the letter signed by the parents, agree to provide financial support for your study, and confirm the relationship with you;
Letter of parental consent: If the funds are in the name of the applicant's parents/legal guardians;
Letter from parents agreeing to the applicant's independent life: If the applicant is under 18 years old;
proof of parents' income: if the funds are in the name of the applicant's parents/legal guardians.