When applying for a housing provident fund loan to buy a house, everyone must be very concerned about the interest rate of the housing provident fund loan. However, since the central bank cut interest rates on November 22, many people do not understand the new housing provident fund loan interest rates. As 2015 is coming, many people plan to apply for a housing provident fund loan to buy a house in 2015, so everyone wants to know the housing provident fund loan interest rate in 2015.

According to the editor of Bank Information Port, the latest provident fund loans currently have lower interest rates than previous housing provident fund loans. The housing provident fund loan interest rate before November 22 is: the housing provident fund loan interest rate for less than 5 years is 4, and the housing provident fund loan interest rate for more than 5 years is 4.5.

After the central bank adjusted and implemented the latest housing provident fund loan interest rate, the current provident fund loan interest rate is: 4.25 for provident fund loans over 5 years, the monthly interest rate is 4.25/12, and the provident fund loan interest rate for 5 years and below The annual interest rate is 3.75. And the housing provident fund loan interest rates are the same across the country.

However, if you apply for a second housing provident fund loan, the loan interest rate will increase by 1.1 times. In other words, the second housing provident fund loan interest rate is 4.68.