With a monthly salary of 3,000, you can borrow up to 280,000 on 360. Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. The bank stipulates that the borrower's monthly repayment amount shall not exceed 50% of his monthly income. The monthly income is 3,000 yuan, and the maximum monthly payment is 1500 yuan. According to the loan for 30 years, you can borrow 280 thousand.