The calculation of interest can only be calculated when the deposit term, interest rate and deposit amount are known. If the interest is 0.075, 12 months, the interest cannot be calculated. You also need to know the deposit amount.

Interest = deposit amount x interest rate x deposit term

I brought 50,000 5-year loans with the interest rate of 7.8400%. How much do I need to pay back altogether? How much do you pay back every month?

Waiting amount for debt service

Three, 50 thousand yuan loan interest 0.075% yuan loan for 4 years, how much to return every month?

Total loan amount: 50,000 monthly interest rate: 0.075% loan period: 48

Month: The monthly repayment amount of the equal principal and interest method is: 1060.92 yuan, and the total repayment amount is:

50924. 16 yuan, total interest payable: 924. 16 yuan.

How much does it cost to pay off the loan every month after 454,000 years?

Answer: The loan is 50,000 yuan, 4 years (48 installments), with an annual interest rate of 6.4%, with an increase of 5% (the first time you buy a house, it will generally increase by 5- 10%, otherwise it will increase by 20-30%).

(1) If the repayment methods are equal (equal principal and interest).

The monthly payment is [loan principal × monthly interest rate ×( 1 interest rate )× repayment months ]=[( 1 interest rate )× repayment months-1] = (500006.4%/121. 121.05) 48-1) =1190.83 yuan, and the interest will be paid in four years1190.8348-50000.

(2) Repayment by the method of decreasing (average capital).

Repay the principal 50000/48= 104 1.67 yuan every month, and the contribution in the first month = (50000/48) (50000-0) 6.4%/121.05 =/. The total interest to be paid in four years is 500,006.4%/65,438+0,265,438+0.05 (48/20.5) = 6, 860 yuan.

It is suggested to adopt the method of decreasing repayment, which can save a lot of interest.