Everyone must have seen small advertisements that received a lot of loans, among which ID cards were the most. They all say that you can get 30 thousand to 50 thousand on the same day as long as you have an ID card. Really? Is it reliable to borrow money with ID card? I'll answer this question for you today. Everyone must have heard the name of ID card loan for a long time. Anyone who knows much about credit loans knows that the credibility of this sentence is zero. Credit loans, as the name implies, are mainly based on personal good credit qualifications, and in order to reduce risks, lending institutions will of course require applicants to provide more information to prove their willingness and ability to repay. And those loans that emphasize that you can borrow money reliably as long as you have an ID card are all deceptive in nine cases. It has been repeatedly stressed that the significance of ID card loan is not only that you can withdraw money with your ID card, but also that you will definitely ask for identity information, work information and income information. For the simplest example, if a stranger showed you his ID card and asked you for a loan, would you be willing to give it up? In the same way, lenders are not charities, but to make money, and they are not fools. The quality of loans is related to survival. Why make the next payment because of an ID card? There are only two situations in which SLR institutions borrow money with ID cards. One is that swindlers seize the psychology that users are in urgent need of money, and at the same time have no confidence in personal credit qualifications, so they will be credulous. These institutions will charge fees in various names before lending, and even if they can't borrow money, they will lose a sum of money. Second, the interest rate is high, and some institutions that borrow money with ID cards are more reliable. All kinds of service fees and handling fees add up to be more annoying than usury, and it is easier to borrow.