1. No collateral or guarantee is required;

2. The maximum loan amount can reach 500,000;

3. The loan interest rate is 20% higher than the benchmark interest rate;

4. The longest loan period is 2 years;

5. The application materials are complete and the loan can be released within 8 working days.

Letter of credit clause

1. Customer categories: civil servants, administrative institutions, official staff of large state-owned enterprises, teachers of public schools, doctors of public hospitals;

2. Income requirements: the monthly income before tax is more than 5,000 yuan, and wages need to be provided;

3. Working years: working in the current unit for more than 6 months;

4. Real estate requirements: Huizhou real estate under the name must be provided;

5. Industry restrictions: applications from private owners, individual businesses and other self-employed households will not be accepted for the time being.

Application material

1, identification: copy of ID card;

2. Work certificate: the company issues a bank income certificate;

3. proof of income: the bank printed the salary for nearly 6 months;

4. Address, water and electricity receipt or lease contract.