Loan fee (first installment): 105,922 yuan. The down payment amount is 100,000 yuan. The loan amount is 100,000 yuan. The loan term is 36 periods. The annual interest rate of the loan is 7.75.

Car loan types:

Personal loan car purchase business is divided into three types: direct customer loan, indirect customer loan, and credit card car loan. The direct customer type is generally a bank car loan where the customer meets directly for the loan, and the indirect customer type is generally a car finance company car loan where the auto finance company transfers the customer to the customer.

For direct bank car loans, the fees collected are deposit, principal and interest, 3 guarantee fees, etc. The fees for high-quality bank customers will be discounted, but each bank's preferential policies are different.