At present, it is common that second-hand houses are mortgaged with real estate licenses. This is normal, just like if you buy a house with a loan now, you will sell it in two years, and the real estate license will be banked again. But there are still some precautions for you.

Make clear the reason of mortgage loan, whether it is ordinary mortgage loan or commercial mortgage.

Clarify the loan amount and the landlord's repayment ability

Understand whether there is a situation in which one room is sold more and one room is mortgaged many times.

Find out whether there is any property dispute or property is seized.

The most important thing is to see the house before buying it. Whether it is the advance payment or the landlord's own repayment, you must buy a house after the mortgage is released. If anything happens in the middle, it will take a few days to launch. Don't believe the story of going through the formalities first.