Legal analysis: the certificate of off-site loan needs to meet the conditions stipulated by law before it can be issued. Conditions for handling the loan certificate of Zhuhai provident fund in different places: depositors in other cities need to apply for the deposit and use certificate of housing provident fund for employees who have borrowed from different places, and the applicant can handle it if he has no loan record or only one loan record and the loan has been paid off.
Legal basis: Article 3 of the Notice on Handling Loan Certificates in Different Places: Those who meet the following conditions may apply for individual housing provident fund portfolio loans: 1 Housing provident fund has been paid in full and on time for more than 6 months (inclusive) before the month of application, and the housing provident fund account is in a normal state at the time of application (the account is sealed, frozen or cancelled); 2. The applicant has paid the down payment for the house purchase as required; 3. Applicant 18 to 60 years old, with stable economic income and the ability to repay the loan principal and interest on time, and good personal credit status (mainly subject to the personal credit report of the credit information system of China People's Bank); 4. The age of the main applicant plus the mortgage period, the male is no more than 65 years old and the female is no more than 60 years old; 5. The applicant agrees to mortgage the purchased property; 6. The applicant and * * * have no housing provident fund loan or have paid off the housing provident fund loan with the applicant; 7. The loan application meets the requirements of national, provincial and municipal real estate market management policies.
2. What are the conditions for the withdrawal of Zhuhai provident fund in different places?
As long as you have paid the housing provident fund in Zhuhai. No matter where you are, Zhuhai Provident Fund can be directly withdrawn through mobile phone WeChat, with no other additional conditions. The general steps: first pay attention to Zhuhai Provident Fund Housing Management Center on WeChat, enter personal service in the Provident Fund Management Center, click personal service, and select one of them to handle.
Then click on the extraction of housing provident fund, and then follow the prompts step by step. Two minutes after the successful withdrawal.
3. Can Zhuhai use the housing provident fund loan from different places to buy a house? Thank you. I need an answer urgently! ! !
Yes, there are Zhuhai, Guangzhou, Foshan, Zhuhai, Huizhou, Jiangmen, Zhongshan, Dongguan and Zhaoqing in the Pearl River Delta. Just go to your provident fund deposit management center in the above cities and add a certificate of foreign provident fund deposit. As for other places, it is not allowed, only the above eight cities, and there is no Shenzhen.