According to the policy, all employees who have paid the housing provident fund in full 1 year or more can apply for the housing provident fund as a low-interest housing loan as long as the conditions meet the relevant provident fund loan policy when purchasing the housing for their families. When you make a loan, you decide the repayment method in a muddle. I want to change it later. Do I need the repayment details of provident fund loans in the early stage?

Change of repayment method of provident fund loan

1. Free repayment means that when a buyer applies for a bank loan of housing provident fund, the personal provident fund management department determines the standard repayment amount of each loan after consulting with the buyer to determine the loan amount and term of housing provident fund. The purchaser can freely choose the monthly repayment amount to repay the provident fund loan on the premise of not less than the standard repayment amount. The main characteristics of free repayment mode:

1. As long as the repayment amount is not lower than the standard, the buyer can freely choose the monthly repayment amount, which greatly facilitates the lender.

2. The borrower can adjust the monthly repayment amount through the customer service telephone of provident fund management, which saves time and effort and eliminates the operation procedures such as early repayment.

3. Compared with the equal repayment method, the current repayment amount is reduced to a certain extent, which is beneficial to the borrower's debt arrangement.

4. Except for the next installment, the borrower shall deduct the money according to the monthly notice. If the balance of the repayment account is insufficient, a second deduction will be made according to the repayment amount, so as to reduce the possibility of the borrower's loans overdue.

2. Adjust the monthly repayment amount, repay overdue loans, pay off all loans in advance, inquire repayment status, print repayment details, change repayment accounts, modify or reset the password of loan entrustment system, and print loan repayment vouchers.

Details of repayment of provident fund loans

The various repayment methods provided by banks can be changed, and the loan that changes the repayment method of provident fund loans accordingly depends on luck. Different banks have slightly different requirements. Before the change, the borrower can call the bank customer to find out the specific repayment method.

How to inquire about the details of mortgage repayment? Here we will focus on the details of mortgage repayment inquiry and printing instructions.

First, the mortgage repayment details query method

1. Inquire directly at the loan bank;

2. For customers who have already started online banking, they can also make inquiries directly through online banking.

Second, the mortgage repayment details printing method

1. For customers who directly inquire at the bank outlets, they can ask the bank to print a detail after the inquiry;

2. For customers who have opened online banking, you can directly print the details with a printer at home through online banking.