Amount: 300,000 ~ 2 million.
Loan term: the longest 12 months.
Daily interest rate: minimum three ten thousandths.
Next payment time: generally about 2 hours.
Application materials:
1, valid personal identification, with full capacity for civil conduct.
2. Be able to authenticate e-commerce accounts.
3. Have a registered mobile phone number in real-name registration system that has been used for more than half a year.
4. A stable source of income.
5. Good credit and no bad credit record.
Summary: The requirements for personal income and credit status are still relatively high, mainly due to cooperation with e-commerce, so the data of e-commerce must also be connected, so it is higher than the general requirements, and the audit is stricter, the loan amount is relatively large, and the borrowing time is relatively long, so the credit information on this account must also be checked, so friends who borrow money must remember to repay on time.