1, China Industrial and Commercial Bank, full name of China Industrial and Commercial Bank, customer service telephone number is 95588.
2. China Construction Bank, full name of China Construction Bank, customer service telephone number is 95533.
3. Agricultural Bank, full name of China Agricultural Bank, customer service telephone number is 95599.
4. Bank of China, full name of China Bank, customer service telephone number is 95566.
5. CITIC Bank, full name of CITIC Bank, customer service telephone number is 95558.
6. The customer service telephone number of Minsheng Bank is 95568, China Everbright Bank is 95595, Bank of Communications is 95559, Industrial Bank is 9556 1, and Shanghai Bank is 95594.
Bank of Communications negotiates repayment: You can choose to call the customer service phone directly on the Bank of Communications APP for negotiation, and the specific phone number will be displayed on it. After all, the customer service phone number of each branch is different. You can also download a mobile APP of Bank of Communications in your mobile phone, enter your account password, click "Open All" on the main page of the APP, and then find the option of "Loan" to enter. After entering "Loan", you can see the loan amount and overdue fees you owe, then find the column of "Deferred Repayment", and then click the button of "Negotiated Repayment" to negotiate repayment according to the operation.
Lenders can also choose to go directly to the Bank of Communications outlets and find staff to express their repayment negotiation. However, it should be noted that if you go to the Bank of Communications outlets to negotiate, you must prepare proof of your financial difficulties, and you must have a good mentality and repayment plan. After all, Bank of Communications receives a lot of customers every day, and you don't want to make meaningless negotiations with lenders frequently. If you want to improve the success rate, the lender can also collect some evidence to prove that he was harassed when he was collected, report it to the CBRC, and then take the report certificate to the Bank of Communications to negotiate. To find the real person in charge, they usually have some opportunities for users to personalize repayment processing.
The so-called "malicious overdraft" in Article 196 of the Criminal Law of People's Republic of China (PRC) refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. However, the Supreme People's Court and the Supreme People's Procuratorate's Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management has made more specific and clear provisions on malicious overdraft. Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being twice collected by the issuing bank for more than three months.
Operating environment: bank of communications app v2.05.0 Redmi k20mui011.0.4.