Are the principal of 35,000 yuan and the interest of more than 30,000 yuan usurious?

The loan interest rate here is 30,000 ÷ 35,000 ÷ 3 = 28%, which is very high and can be regarded as usury.

If it is private lending, it is normal for the annual interest rate of the loan to be less than four times the quoted interest rate of the one-year loan market, because this annual interest rate belongs to the upper limit of judicial protection. Financial loans, the annual interest rate of loans is below 24. For private lending, the loan interest rate exceeds 15.4%, and the excess is usury. As for financial loans, usury is only considered if the loan interest rate exceeds 36%.

What formal platform has low interest on borrowing money?

Local private loans in Luoyang can be released on the same day, which needs to be paid off in 2000 1 month and can be withdrawn. ...

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Lend money to others, use the house as collateral, and handle other warrants. Is there no risk?

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