1. In which months are provident fund disbursements faster?

Provided that the provident fund loan information is complete and approved, it generally takes 1-2 weeks to disburse the loan. Under normal circumstances, it will not exceed 15 days. The specific number of days depends on the handling bank (usually It is China Construction Bank)'s work efficiency. Generally, if it is not the end of the year, the loan will be issued faster. It takes 15 working days for an individual to apply for a provident fund loan. It takes 15 working days for loan approval and 10 working days for mortgage. 2. When will the provident fund be released? Weekly lending.

Housing provident fund loan process:

(1) Borrower applicant consultation

Borrower applicants should go to the loan handling department or call the loan handling department to apply for housing provident fund Loan consultation and preparation of housing provident fund loan related materials.

(2) The loan applicant shall go to the loan handling department for preliminary review and related evaluation

1. The borrower applicant shall bring the required materials for housing provident fund loan application to the loan handling department for preliminary review of the provident fund loan.

2． If a personal credit assessment of a loan applicant is required according to regulations, the borrower must sign the Credit Assessment Authorization Letter under the supervision of the staff of the loan handling department.

3. The staff of the loan handling department prints relevant documents and informs the loan applicant how to handle the next step.

4． If the house purchased by the borrower applicant needs to be evaluated according to regulations, the staff of the loan handling department will also issue a "Collateral Assessment Notice" to the borrower applicant, and the borrower applicant or an agent shall go to the evaluation center designated by the Beijing Housing Provident Fund Management Center. Institutions apply for collateral appraisals.

(3) The loan applicant is waiting for telephone notification

1. The staff of the loan handling department will review the materials required for the loan provided by the loan applicant and the evaluation results of relevant institutions. If it is necessary to communicate with the loan applicant by phone, the staff will contact the loan applicant through the contact information provided by the loan applicant. Make phone calls to verify and confirm.

2． For loan applicants who choose the guarantee method of Guarantee Center Guarantee, after the guarantee review is passed, Guarantee Center staff will notify the borrower of the time for signing the loan-related contract, the documents that need to be brought, and the guarantee service fee that needs to be paid. ; If the loan applicant chooses a non-guarantee center guarantee, after completing the relevant procedures according to different guarantee methods, the staff of the loan handling department will notify the borrower of the time and required materials for signing the loan-related contract.

(4) The loan applicant signs the relevant contract

1. According to the interview time notified by phone, the borrower applicant shall bring the materials required for the housing provident fund loan interview to the loan handling department to complete the signature procedures. For borrowers who need to pay evaluation fees and guarantee fees, they must first go to the designated counter to pay the fees and receive invoices.

2． The loan applicant and co-applicant, mortgagor and pledger complete the signing procedures of the "Loan Contract" and other relevant contract documents under the guidance of the staff of the loan handling department.

(5) Bank loan

The borrower applicant will go to the bank to collect the borrower's relevant contract documents after waiting for the bank loan.

(6) Monthly repayment

The borrower shall repay the loan on a monthly basis in accordance with the provisions of the "Loan Contract".

3. The time for entrusting the withdrawal of the housing provident fund has arrived on October 23, but there is no money on the card yet, and the balance of the provident fund is not small. How long does it usually take to get it?

For all deposit-paying employees who have signed an entrusted withdrawal agreement with the provident fund center, before their loans are settled, the center will process the contract in the background every year and automatically transfer the funds in the provident fund account to the depositor based on the depositor's home purchase loan information and repayment information. In my provident fund joint-named card savings account. Withdrawal time: During the loan repayment period, the applicant withdraws the loan.

When signing the agreement, the entrusted withdrawal time will ultimately be determined by the Provident Fund Center based on the repayment date and the applicant's specific details. You can call the local area to consult

4. How long does it take to disburse a provident fund loan? Generally, it takes about 1 month to disburse

1. Generally speaking, after an individual applies for a housing mortgage loan, most banks will disburse the loan 1-2 months after the loan is signed. If bank money is tight, such as when the loan is applied for at the end of the year, this will In this case, the loan disbursement time will be slower, and it may take about 2-5 months.

2. How long it takes for a housing mortgage loan to be disbursed depends on whether you are applying for a commercial loan or a provident fund loan. If it is a commercial loan, generally speaking, the disbursement time is faster, and most loans can be disbursed within 1-2 months.

3. If you are applying for a provident fund loan, you must apply to the local provident fund management center and then transfer it to the local bank for loan processing. There are many approval procedures and procedures, and the approval is slow. The disbursement time for provident fund loans is slower, and it usually takes about 2-6 months before disbursement is made.