No.

According to official public information, the approval of Ruiford loan applications is usually completed within 2 hours. Among the loan applicants submitted through the IT system, 30% of the loan applications can be approved within seconds, on the same day of review After approval, the loan will be released on the same day.

Riford Auto Finance Co., Ltd. is a 50-50 joint venture established by Anhui Jianghuai Automobile Co., Ltd. and Santander Consumer Finance Co., Ltd. each.