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What will you do if you receive a text message saying that your loan is overdue for 2 days and it has been upgraded to a high-risk case?

You can ignore this text message for now, it has no practical significance.

Generally, loans can be overdue for three months, and there will be no major problems within three months. If you choose not to repay, the consequences will be more serious. If your personal credit is not good, it will affect one's career.

You may even be sued. It is recommended that you repay the loan on time.