Chongqing sankuai micro-credit company is a micro-credit company under meituan. This company mainly provides loan funds to the "living expenses of the US Mission". Because Meituan users need to agree and sign personal information and credit authorization and personal credit authorization when applying for Meituan living expenses, Meituan living expenses will be collected at the meeting.

When applying for small loans, borrowers should pay attention to the following points:

(1) Stay away from microfinance platforms without application conditions. As long as it is a loan, there is a risk that it will not be recovered. Therefore, in order to control the loan risk and recover the loan as much as possible, all formal lending institutions will judge the borrower's repayment ability. The specific performance of this judgment is the loan conditions and application review of the loan platform.

Therefore, if a loan platform claims that it can lend unconditionally, it is more likely to be a liar.

(2) Pay attention to the loan interest rate of the loan platform. If the loan interest rate provided by a loan platform is more than four times higher than the benchmark interest rate issued by the central bank at the same time, it can be clearly determined that this loan platform is illegal.

(3) Pay attention to whether the loan platform will charge before lending. If a loan platform requires borrowers to pay various nominal fees before issuing loans, then the loan platform is problematic in all likelihood.