if you apply for mortgage to buy a house, you need the purchaser to hand in all the materials required for mortgage, that is, apply for a mortgage loan from the bank, and the bank has passed the examination and approval, and sign a mortgage loan contract with you, the loan can be released, and the monthly payment will start one month after the loan is released.
when signing a contract to close the house, the down payment of the auction house is usually made after the down payment is paid, and the down payment should be made when the developer delivers the house. Faster down payment is generally paid when the developer gets the pre-sale permit and formally signs the commercial housing contract.
what are the benefits of buying an auction house?
1. Price advantage.
in the auction sales, real estate developers will give greater concessions on the price. Generally speaking, buying an auction house can be more than 1% cheaper than buying an existing house. Therefore, in today's interest rate has been lowered again and again, buying an auction house is actually an investment. _
2. Advantages of apartment design.
from the market point of view, real estate developers attach great importance to design, because the quality of design directly affects the sales of products, so relatively speaking, faster houses mostly avoid the design weaknesses of existing houses in the current market.
3. You can seize the opportunity to buy and choose a good house first.
people usually find that when buying a house in an existing home project, those houses with good level, good orientation, good apartment structure and good landscape view are basically taken, and the rest are more or less defective rooms. Buying a house is a big event for most families. The level, orientation and landscape of the house will directly affect the lighting and ventilation, and then directly affect the quality of life. Buying an auction house can intervene when there are few buyers, take the lead in buying, and give priority to choosing a house with better comprehensive quality.
4. It has great appreciation potential.
If you buy an auction house reasonably and appropriately, its appreciation potential is greater than that of an existing house. In some areas that have not yet formed a scale, the price of auction house was low at that time. With the increase of residential development, a certain scale was formed. After various related conditions were improved, the house price would rise accordingly, and buyers of auction house could benefit from appreciation.