The current interest rate is 0.385%. According to the network information query, deposit interest rate of Xinjiang Bole Rural Commercial Bank is 0.385%, and the three-year fixed deposit interest rate of rural commercial banks is generally 2%. Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds (principal) in a certain period. Interest rate is the main factor that determines the capital cost of enterprises, and it is also the decisive factor for enterprises to raise funds and invest. To study the financial environment, we must pay attention to the current situation and changing trend of interest rates.