Legal analysis: I can't do it myself, and my son can borrow money. The use of personal loans should comply with laws and regulations and relevant national policies. Lenders may not issue personal loans without specific purposes. Lenders should strengthen the management of loan fund payment and effectively guard against personal loan business risks.

Legal basis: Interim Measures for the Administration of Personal Loans.

Article 7 The use of personal loans shall comply with the provisions of laws, regulations and relevant state policies, and lenders shall not issue personal loans without specific purposes. Lenders should strengthen the management of loan fund payment and effectively guard against personal loan business risks.

Article 8 The term and interest rate of personal loans shall be implemented in accordance with the relevant provisions of the state. Supervise and manage the personal loan business.