First, foreigners (non-Changsha hukou) can buy a house in Changsha. If they buy a house of more than 90 square meters, there are two situations. 1. For non-local families who have no housing in Changsha and can provide residence permits in Changsha: the main city limits 1 set of newly-built commercial housing with an area of 90 square meters or less. 2. For families who already own two or more houses in Changsha, and foreign families who own/kloc-0 or more houses and cannot provide residence permits in this city, the purchase of new commercial housing below 90 square meters (inclusive) in the main city is suspended. 2. Loan requirements: foreign hukou (non-Hunan hukou) needs to provide local tax payment certificate or social insurance payment certificate 1 year or more if they want to borrow money. If non-local residents cannot provide local tax payment certificate or social insurance payment certificate for more than 1 year to apply for housing loan, the lender needs to implement the second (or above) differentiated housing credit policy, which may increase the down payment and loan interest rate. The approval procedures and processes of each bank are different, but lenders are generally required to provide household registration certificate, ID card, marriage certificate (single certificate of unmarried persons), job certificate issued by the unit, income certificate (including the buyer's bank flow certificate), local fixed contact address and contact information. -2017 March 18 Changsha Municipal People's Government Office issued ". The policy of restricting purchases and loans shall be implemented as of the date of issuance of the notice. Non-Changsha household registration household purchase restriction 1 set. The notice proposes to suspend the sale of new commercial housing to non-local households with 1 set or above in the restricted purchase area. The restricted purchase areas in Changsha are Furong District, Tianxin District, Yuelu District, Kaifu District, Yuhua District, Wangcheng District and Changsha County (limited to Changsha Economic Development Zone and Xingsha District). The "Notice" requires that for non-local registered households without houses in the restricted purchase area: households registered outside Hunan Province, they have paid personal income tax or social insurance certificates in Changsha for more than 12 months, and they are restricted from building new commercial housing 1 set; Households with registered permanent residence outside Hunan Province, which belong to provinces, cities and districts to introduce talents and mobilize official duties, are restricted to purchase 1 set of new commercial housing with the certificate of relevant departments; Households registered in Hunan Province except Changsha are restricted from building new commercial housing 1 set. The tax department and the human resources and social security department are responsible for strictly reviewing the tax payment certificate and social insurance certificate respectively. Personal income tax or social insurance payment certificate will not be recognized. 45% down payment for the second home commercial loan. The notice makes it clear that for families who purchase commercial housing in restricted areas, the down payment ratio of the first set of commercial housing is not less than 30%; Residents who own 1 house and the corresponding loans have been settled purchase a second commercial house, and the down payment ratio is not less than 35%; Residents who own 1 house and the corresponding loans are not settled buy a second commercial house, and the down payment ratio is not less than 45%; Suspension of the third and above housing commercial loans. For families who purchase commercial housing in the restricted purchase area and apply for housing provident fund loans: the down payment ratio for purchasing the first set of housing is not less than 20%; For registered families who own a house and the corresponding loans have been settled to buy a second house, the down payment ratio shall not be less than 35%; Suspension of the issuance of third and above housing provident fund loans for families. The circular also calls for continuing to carry out special rectification of the real estate market order, and cracking down on price gouging, hoarding, illegal sales and intermediary violations according to law. In addition, the departments of land and resources should strengthen the clearing of idle land, revitalize all kinds of stock land, provide classified guidance and orderly land supply. Relevant functional departments should speed up the examination and approval of real estate project construction, speed up the progress of project construction and form an effective market supply as soon as possible. -I hope I can help you satisfy. Please adopt O(∩_∩)O~