Loans can be applied to two banks. Applying for loans from two banks at the same time may be suspected of multiple loans, which will reduce the approval rate of loans. Users can apply for a loan first, and then apply for a loan after the loan review results come out, so that the loan pass rate will not decrease. Of course, users with excellent credit qualifications can also apply for two loans at the same time. At the same time, when applying for loans from two banks, banks can see each other's loan approval records, which makes the two banks more strict in auditing users. After all, according to common sense, if a user repeatedly applies for a loan in a short period of time, then his or her financial situation must be very poor.

It is decided that if you have bank debt in your name now, that is, the money you want to borrow is not covered by your current income. For example, you gave it for four months a month, and then you paid back the loan of about 4 thousand a month, and then you applied for a credit. Because they may not come down, the bank thinks that your repayment ability is not enough, so they go. If you can borrow money from two or more banks at the same time, it depends on your own qualifications.

Of course, this is a situation, and another is that you may not be able to borrow that much money, but it takes time for you to apply for a loan through the bank. This time difference makes it possible to apply for a loan from another bank. However, you have to know the bank you are applying for, and know how long it takes for your bank to lend money, whether it is fast or slow. It will be too late for other banks to apply for loans during this period.

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