What are the conditions for unsecured loans in Urumqi?
1. The unsecured loan in Urumqi requires China citizens with fixed residence, permanent residence in local towns (or valid residence certificate) and full civil capacity; Have a legitimate occupation and stable economic income (monthly salary income should be above 1000 yuan), and have the ability to repay the principal and interest of small loans on time; The borrower's unit must be an administrative, enterprise or institution that is recognized by the microfinance lender, has a good relationship with the microfinance lender and needs microfinance.
2. The materials required for unsecured loans in Urumqi provide personal identification, which can be ID cards, residence permits, household registration books, marriage certificates and other materials; Provide stable proof of address, house lease contract, water and electricity bills, property management and other related certificates; Provide stable proof of income source, bank statement, labor contract, etc.
How to handle unsecured credit loans in Urumqi?
1. Prepare all the materials and submit the application? Company telephone audit? Sign the IOU. Large companies like CreditEase and Ping An can basically make payments in 1 ~ 2 days. A natural person who has reached the age of 25 (inclusive) and has full capacity for civil conduct, the maturity date of the loan generally cannot exceed 60 years old. Have the household registration or valid residence status or fixed residence where the bank is located.
2. Have legal and stable economic income, good credit and the ability to repay the principal and interest of the loan.
Work type: salaried customer, with an annual salary of 24,000 yuan before tax or a monthly income of 2,000 yuan before tax. The current address is more than 6 months, and he has worked in the current company for at least 3 months. Other conditions required for banks to handle unsecured credit loans.
These are the conditions for unsecured loans in Urumqi and how to handle unsecured credit loans in Urumqi. When handling unsecured loans, you can go to the local financial institutions to consult the specific handling procedures and need relevant information.