First, you should earn a handling fee. According to the actual value of the car, you should pay a part of the formalities fee to help you apply for a bank loan. This part of the money is the net income of the 4s shop and will not be handed over to the bank. Second, earning insurance commissions and discounts Another additional condition for 4s shop owners to purchase designated insurance from designated companies is to purchase designated insurance. In fact, many times it is sent directly from the store. As we all know, auto insurance can be negotiated, and the insurance purchased is also based on demand. All insurance must be purchased at the original price! Moreover, the bargaining power of 4s stores for insurance business far exceeds that of our individual users. Third, in the name of installment payment, all kinds of names are tied to obtain benefits, and there are various names. The ultimate goal is nothing more than one, so you can't refuse, and you have to pay extra money! The two most representative methods are to pay the renewal fee deposit, and the other is to forcibly install the satellite locator. After the installment payment is completed, it will be refunded in full, regardless of the small probability that the deposit for the closure of 4s stores will be squandered. The money was left to them for free, and it was useless! More cars are also a lot of money! The satellite positioning device is better understood, and the price difference is eaten! ! !
Second, what is the rebate for auto loans? How much is the general car loan rebate? How to calculate?
What do you mean by car loan rebate? How much is the general car loan rebate? How to calculate? Several points of the loan rebate are the percentage of the loan amount. Recently, the number of lending institutions has increased, and many lending institutions have implemented rebate strategies. So what? How much is the general car loan rebate? How to calculate?
According to the contract calculation, dealers or agents are generally required to give a few percentage points of reward on the basis of a certain market and a certain period of time. For example, the contract says that the sales amount exceeds 500,000, and the excess is 4 ‰. If your sales amount is 600,000 yuan, it is a rebate of 654.38+0.4%=.
Generally, it depends on the product type, but some of them are products. This model is not very popular now. ) abandon the profit margin of the product itself for rebate, and dumping will cause market confusion and eventually eat it.
On the one hand, big dealers take this opportunity to blackmail manufacturers for more preferential policies. On the other hand, the transparent internal price worked hard by manufacturers died because it could not be deeply distributed. Cancel the rebate, unify the wholesale price and retail price, and protect the normal operating profit space of different regional markets, which has been gradually implemented by manufacturers.
Then, for the process with low initial priority, after waiting for enough time, its priority may rise to the highest, so that the processor can be obtained. When preemptive priority scheduling algorithm is adopted, if it drops, it can prevent long jobs from becoming long-term.
3. What does it mean to buy an in-store loan?
It is to apply for a loan directly at the 4S shop where you buy a car. The customer service staff who buys a car will recommend the loan method to you. These loan schemes are loan products of cooperation between loan companies and 4 S. Generally speaking, the cost is relatively high, except interest. Other fees will be charged.
There are two main loan models for buying a car:
One is in-store loan, as the name implies, which is to apply for a loan directly at the 4S shop where you buy a car. The customer service staff who buys a car will recommend the loan method to you. These loan schemes are cooperative loan products of loan companies and 4 S. Generally speaking, the cost is relatively high, and some other fees will be charged in addition to interest.
The other is an out-of-store loan. Out-of-store loan means that the customer directly contacts the loan company, and the loan company buys the car first, and then the customer repays the loan company in installments. This way can reduce the cost of a link, so the out-of-band loan is cheaper.
4. What do you mean by buying a car in 4S shop by installment?
What do you think installment payment is? For example, the consumption amount is 65,438+10,000, the down payment is 30,000, and then the monthly payment is 1000, and so on. Do you think it is possible for the store to deliver a car worth 654.38+ 10,000 yuan after you pay 30,000 yuan? Merchants' transactions must be paid in cash You can make a down payment of 30,000 yuan, then the bank will repay the loan of 70,000 yuan, and then pay the bank in installments every month (that is, repayment). Do you think it is possible for businesses to wait for you to pay it back slowly every month? Merchants are not your relatives and friends. What makes you believe that you will pay on time? So the loan is to turn the balance owed to the merchant into money owed to the bank.