Legal analysis: 1. Fresh graduates who meet the conditions for loan extension can download the Application Form for Student Loan Extension from the Student Affairs Office or related websites and fill it out in duplicate. Attach a copy of your ID card and a copy of your admission notice. 2. Log in to the Student Online Service System of China Development Bank (), click the "Apply" button in the lower left corner in the "Loan Extension Application" function, fill in the relevant application information, and then click "Export Change Order" to print. 3. Submit the above materials to the Student Financial Assistance Center before June 30 of the graduation year. 4. Before September 15 of the graduation year, the original certificate of attendance issued by the admission school or a copy of the new student ID card must be sent back to the Student Financial Assistance Center, and it will not be processed after the deadline. (The specific time is subject to the announcement of the Political and Educational Affairs Office of each school) 5. The Student Financial Assistance Center of the Student Affairs Office will submit the application materials for loan extension to the local student financial assistance center and the China Development Bank for review. After approval, the loan information of the online service system of China Development Bank will be updated. 6. In the year of graduation 10, you can log in to the student online service system of China Development Bank, and check whether the "loan due date" has changed through the "loan and repayment inquiry" function to determine whether the extension application is successful.

Legal Basis: Some Opinions on Improving the National Student Loan Policy (II) The longest loan period is extended from 14 to 20 years. The term of the national student loan in the original campus is academic system plus 6 years, the longest is 10 year, and the term of the student credit student loan is academic system plus 10 year, the longest is 14 year. Now it is uniformly adjusted to the academic system plus 13 years, with a maximum of 20 years. When the borrower graduates or terminates his studies, he shall confirm the repayment plan with the handling bank and agency, and the repayment period shall be implemented according to the contract signed by both parties.