Jingdong Finance is a one-stop online investment and financing platform built by Jingdong Financial Group, with the mission of becoming the most trusted Internet investment and financing platform in China, and relying on the powerful resources of JD.COM Group, giving full play to the advantages of integration and synergy. In other words, this is a financial management+insurance network platform, which is mainly based on investment and financial management, supplemented by insurance loans.
As we all know, JD Finance has many products and businesses, including: JD.COM gold bars, JD.COM white bars, housing loans and Beijing small loans. It can be seen that Jingdong Finance can actually borrow money.
The amount of Jingdong financial loan is related to the business applied by the applicant. If you apply for a loan under JD.COM Gold Bar, the maximum loan amount is 200,000; If you apply for a loan in JD.COM, the maximum amount is only 654.38+0.5 million yuan. However, with the increase of usage times, the dosage will also increase.
Fangbaobao: Fangbaobao is a real estate mortgage loan product jointly launched by Jingdong Finance and related cooperative institutions. At present, it is only available in Beijing, Shanghai, Shenzhen, Hangzhou and Zhengzhou. The maximum loan amount is 6,543,800+million.
Specific analysis of the specific situation, in short, JD Finance can lend, but its loan amount depends on the loan products applied by the applicant.