Rural commercial bank loan interest = loan principal, loan term and loan interest rate. The amount and duration of the loan principal depend on the type of loan. The loan interest rate fluctuates according to the benchmark loan interest rate of the central bank, with a fluctuation range of 0.5 to 2 percentage points, and the specific fluctuation range is determined by the qualifications of the applicant. I suggest you consult the Rural Commercial Bank before applying for a loan. If the loan has been completed, please refer to the loan contract for the specific loan amount. The loan interest of rural commercial banks will be based on the benchmark of the central bank and approved according to the actual situation. The benchmark interest rate for loans within one year (inclusive) is 4.35%; For loans with a term of one to five years (inclusive), the benchmark interest rate of the loan is 4.75%; If the loan is over five years, the benchmark loan interest rate is 4.9%. Rural commercial bank loan interest = loan principal, loan term and loan interest rate. The amount and duration of the loan principal depend on the type of loan. The loan interest rate fluctuates according to the benchmark loan interest rate of the central bank, with a fluctuation range of 0.5 to 2 percentage points, and the specific fluctuation range is determined by the qualifications of the applicant. In general, the better the credit conditions, the lower the interest rate, and the interest rate can be lowered on the benchmark of the central bank10%-30%; On the other hand, it may increase by 10%-30%, depending on the approval result of the bank. The loan interest of rural commercial banks depends on the loan amount, loan term and loan interest rate. General rural commercial banks will determine the real interest rate according to the comprehensive evaluation of the bank's own operating conditions and the lender's credit status, and fluctuate 20%-55% on the basis of the central bank's loan benchmark interest rate. Suppose Xiaoxi borrows 200,000 yuan from Hunan Rural Commercial Bank and pays it off in five years. The loan interest rate given by the bank is 20% higher than the benchmark interest rate of the central bank. Then Xiaoxi repays the principal and interest on a monthly basis, and the total interest is: 2000004.35% 1.25=52200 yuan. The latest benchmark interest rate is 4.35% from June to June (inclusive), 4.35% from June to 1 year (inclusive), 4.75% from 1-3 years (inclusive) and 4.75% from 3 to 5 years (inclusive).
2. What is the annual interest rate of 10,000 yuan for the Agricultural Bank of China?
The one-year interest rate is 4. 14%, that is to say, if you save 1 ten thousand yuan a year, you will get 4 14 yuan, and the interest tax is 5%. After deducting 20.7 yuan at maturity, I finally got 393.3 yuan.
Third, how much interest does the rural commercial bank lend for five thousand yuan a year?
Hello, if you borrow 20w and pay it off in ten years, the total repayment amount will be 27 10 1295.6 and the interest will be 7 1295.6 according to the latest benchmark interest rate (no discount) on February 26th. The monthly repayment is 2260.8 yuan.
As for which bank is more cost-effective. This requires you to go to the local major banks for specific consultation. Because banks now have different preferences for housing loans. It is difficult to work out the specific figures. This is only calculated according to the benchmark interest rate. thank you
4. Loan from rural commercial bank 1000 yuan, what is the annual interest rate?
The loan interest of rural commercial banks will be based on the benchmark of the central bank and approved according to the actual situation. The benchmark interest rate for loans within one year (inclusive) is 4.35%; For loans with a term of one to five years (inclusive), the benchmark interest rate of the loan is 4.75%; If the loan is over five years, the benchmark loan interest rate is 4.9%.
In general, the better the credit conditions, the lower the interest rate, and the interest rate can be lowered on the benchmark of the central bank10%-30%; On the other hand, it may increase by 10%-30%, depending on the approval result of the bank.