The loan of 30,000 yuan will be paid off in three years, and the monthly repayment amount will be recorded according to the loan interest rate and repayment method when signing the contract. If the annual interest rate of the loan is 4.35% and the principal and interest are equal, the monthly repayment amount is 942.08 yuan.
1. The latest benchmark interest rate for bank loans: the annual interest rate of loans is 4.35% for 0-6 months (including June), 4.35% for June-1 year (including 1 year) and 4.75% for 1 year (including 3 years). On this basis, there will be appropriate downward floating or upward floating.
2. However, when handling different types of loans, banks will have certain fluctuations. If you become a high-quality customer of the bank, you can get a discount on the loan interest rate and pay less interest when lending. Generally, it is necessary to submit various materials to the bank to obtain a loan. The materials submitted according to different loan types are different, and the materials submitted by different banks for the same loan will be different. Before handling the loan, the borrower had better consult the bank about whether he meets the loan conditions. When handling bank loans, all banks will require borrowers to have a good credit record. If there is bad credit, the bank will refuse the loan. If the credit card has other loans overdue or is overdue, it may have a bad credit record. Before handling the loan, it is best to consult the bank to understand the bank's credit requirements for the borrower. There are many ways to repay bank loans, such as average capital and equal principal and interest. Under the same loan conditions, the repayment pressure in the previous average capital is higher than the equal principal and interest. If your income is not very high, you can choose the repayment method of equal principal and interest. If your income is relatively high, you can choose the average capital repayment method. After the loan, the bank must repay the loan in the agreed way, and it cannot be overdue. If the repayment is overdue for many times, the bank will ask the borrower to pay off the loan in advance. After all, banks will worry that borrowers will not be able to repay on time in the later period, which will bring losses to banks.
How much is the loan of 30 thousand yuan from the rural commercial bank paid in three installments every month?
952.05 yuan, of which the principal is 833.3 yuan.
According to the matching principal and interest, the medium and long-term loan interest rate is 1 to 4.75% for 5 years. How much is the loan of 30 thousand yuan from the rural commercial bank paid in three installments every month?
Monthly principal repayment: 30,000/312 = 833.3 yuan.
Monthly interest repayment: 300,004.75%/12.
=300000.0475/ 12
= 1 18.75 yuan
Monthly repayment: 833.3118.75 = 952.05 yuan.
Rural commercial bank loan interest rate:
One-year (inclusive) interest rate is 4.35%. 2. Medium-and long-term loans: one to five years (inclusive), with an annual interest rate of 4.75%; For more than five years, the annual interest rate is 4.90%.
How much is the down payment for a 30 thousand car and how much is the monthly payment
The monthly salary is about 3000.
The minimum monthly payment for a 30,000 car is about 3,000 yuan per month. According to 30,000 vehicles, they are generally minivans or vans, and the profit is relatively low. Installment payment generally takes a small interest of 20% per year, and there is no other handling fee. If the 30,000 car is divided into 12 months, it will be enough to pay about 3,000 yuan per month.
If you buy a car for 30,000 yuan, with a down payment of 1 10,000 yuan and a loan for 3 years, then you need to loan 800 yuan every month.
The loan is repaid in 33,000 years. How much is it per month?
If you borrow from China Merchants Bank, the specific monthly payment and interest depend on your loan execution interest rate and repayment method. You can make a monthly payment trial through China Merchants Bank official website or Mobile Banking, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China Merchants Bank Home Page: Central Financial Instrument-Personal Loan Calculator.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.