Nature of the loan and application conditions:
(1) Student-origin credit student loans of China Development Bank refer to student loans issued by China Development Bank to eligible freshmen in colleges and universities and students with financial difficulties in their families, which are handled in the county (city, district) where the students are registered before they enter school. Student-origin student loans are credit loans. Students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
(two) the conditions that students who apply for the National Development Bank's student credit loan must meet at the same time:
1, with China nationality;
2, honest and trustworthy, law-abiding;
3. Full-time freshmen (including preparatory students) who have been officially admitted to ordinary undergraduate colleges, higher vocational schools, junior colleges (including private colleges and independent colleges), scientific research institutes, party schools, administrative colleges and accounting colleges (the list of schools is subject to the announcement of the Ministry of Education) and have obtained a true, legal and effective admission notice, or undergraduates, graduate students and students studying for a second bachelor's degree in colleges and universities.
4. Students' pre-school household registration and borrowers' household registration are in the county (city, district);
5. The family is in financial difficulties, and the income that the family can get is not enough to support the basic expenses required for students to complete their studies during school;
6. I didn't get student loans from other countries that year.
(3) The * * * terms are the same as those of the borrower.
1, in principle, it should be the parents of the borrowing students;
2. If the parents of the borrowing students lose their ability to work or have capacity for civil conduct due to special circumstances such as disability or illness, other close relatives of the borrowing students can be used as * * * borrowers;
3. If the borrower is an orphan, the borrower is his guardian, or a natural person with full civil capacity who voluntarily shares the repayment responsibility with the borrower.
4. If * * * is not the borrower's parents or other legal guardians, it should be a natural person with full civil capacity at the age of 18;
5. Students' pre-school household registration and borrowers' household registration are in the county (city, district);
6. Borrowing students who have not settled the student credit loan (or college student loan) of China Development Bank cannot be used as * * * borrowers of other borrowing students;
7. If the borrower is under the age of 16 when applying for the student loan, the borrower shall be his guardian. In this case, when handling the loan, you need to provide proof of the relevant guardianship relationship. If the borrower and his guardian are not in the same county (city, district), it shall be handled in the county (city, district) where the student's household registration is located.