Taxes and fees for second-hand houses are about 8% of the tax return price (the seller: individual income tax 1% (the real estate license is exempted for more than 5 years), the business tax is 5.5% (the real estate license is exempted for more than 5 years), the buyer: deed tax 1.5%, and other transfer taxes are about several hundred, and all the above tax points are calculated as ordinary houses less than 144 square meters).

After five years, there is no need to pay personal income tax and business tax for the real estate license, only the deed tax is 1.5%, and other transfer taxes are around several hundred. That is, the total is about 1.8%.

The tax return price is determined by yourself. The computer system of the Housing Authority has a minimum evaluation price for each region. If the declared tax price is higher than the assessed price, the tax will be calculated according to your price. If it is lower, it will be calculated according to the evaluation price of the system. The local real estate agent in the same area is the person who knows the appraisal price best. Because they often go to transfer ownership, they know how much they can pass at the lowest price, so I suggest you go to the agent to find out.

Note: The above fees are only collected by the Housing Authority and the Tax Bureau for real estate transfer, excluding real estate agency fees, bank loan fees and residential housing maintenance funds.

The basic procedures of second-hand housing transfer: signing sales contracts, delivering documents, paying taxes, paying taxes and obtaining certificates. Different regions sometimes have different procedures, for example, you can pay taxes first and then deliver documents.

Signing a sales contract refers to the negotiation between the buyer and the seller and the intermediary (if any) on the real estate price, delivery method and payment method.

Submission means that the buyer and the seller bring relevant materials to the Housing Authority to apply for registration of property right transfer. The buyer brings the original ID card. If the loan requires proof of the first suite, it should first be issued by the relevant departments according to the requirements of the Housing Authority. The seller must bring the original ID card, real estate license and tax invoice of the property. The sales contract with the Housing Authority can be signed after the version of the Housing Authority arrives at the Housing Authority. (many big cities have implemented online signing, that is, first apply for the pre-acceptance number and fill in the form online, and then submit the documents, so that you don't have to queue up at the Housing Authority. )

Paying taxes means that the Housing Authority, after receiving all kinds of taxes and fees, pays them to the relevant tax authorities within the specified time. Both the buyer and the seller bring their original ID cards and pay taxes separately.

Duty-paid transfer refers to: after the buyer and the seller pay taxes respectively, both parties bring their ID cards and all invoices of their taxes to the Housing Authority to check and confirm that the taxes have been paid, and then complete the transfer and receive the transfer receipt.

Getting a certificate means that the buyer takes the ID card and the transfer receipt to the Housing Authority to get a new real estate license at the time specified in the transfer receipt.

Both the buyer and the seller can handle it with the original ID card and real estate license.