After you submit the activation application, the system will automatically approve it according to your latest intra-bank data and external data such as the People's Bank of China's credit report, and there is no manual intervention.
Tips:
There are various reasons for the rejection of approval, including overdue loans in BOC, excessive consumer loan balance or credit card overdraft in other banks, and bad credit records. This reason can be found in your personal mobile banking of Bank of China or personal online banking of Bank of China.
generally, the reason why activation is rejected can only be queried on the same day (since activation can be applied for again the next day, the reason for rejection will not be displayed). When your activation failed (approval failed), you failed to check the reasons for rejection in time. On the same day, the path when you plan to log in to the system again to check the reasons for rejection is as follows:
Click "View Reason" in Personal Online Banking of Bank of China: Loan Management-New Business Application-Credit Loan to view the reasons for approval rejection.
personal mobile banking of China bank: loan-BOC e-loan, and the reason for approval rejection is displayed below the blue crystal ball.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.