There are many ways to solve the problem that the account status is credit control. Here are some common methods.
1. Reduce the loan balance
The most common way to solve the problem that the account status is credit control is to reduce the loan balance, that is, to reduce the number of loans so that the loan balance is lower than the expected limit. Reducing the loan balance can effectively prevent excessive loans, thus avoiding loan risks.
2. Strengthen loan management
Another way to solve the problem that the account status is credit control is to strengthen loan management, that is, to establish and improve the loan management system, strictly implement the loan management regulations, effectively control the loan balance, and avoid excessive loans, thus preventing loan risks.
3. Strengthen loan approval
Another way to solve the problem that the account status is credit control is to strengthen the loan approval, that is, strictly examine the loan application to ensure that the loan application of the loan applicant meets the requirements, thus effectively controlling the loan balance, avoiding excessive loans and preventing loan risks.
4. Strengthen loan supervision
Another way to solve the problem that the account status is credit control is to strengthen loan supervision, that is, to establish and improve the loan supervision system, regularly supervise loans, ensure that the loan balance is controlled within the expected limit, effectively prevent excessive loans and avoid loan risks.
5. Strengthen risk control
Another way to solve the problem that the account status is credit control is to strengthen risk control, that is, to establish a perfect risk control system, regularly control the loan risk, ensure that the loan balance is controlled within the expected limit, effectively prevent excessive loans and avoid loan risks.
6. Strengthen customer management
One of the ways to solve the problem that the account status is credit control is to strengthen customer management, that is, to establish a perfect customer management system and manage customers regularly to ensure that their loan applications meet the requirements, so as to effectively control the loan balance, avoid excessive loans and guard against loan risks.
Second, summary
The above are several common methods to solve the problem that the account status is credit control, namely, reducing loan balance, strengthening loan management, strengthening loan approval, strengthening loan supervision, strengthening risk control and strengthening customer management. These methods can effectively control the loan balance and avoid excessive loans, thus preventing loan risks. Therefore, when the account status is credit control, the above measures should be taken to effectively solve the loan risk problem.