Poverty alleviation loans are managed by the local poverty alleviation office, and the specific situation needs to be consulted with the poverty alleviation office. Generally, the materials required for policy loan application include: original and photocopy of ID card, original and photocopy of household registration book, filling out a loan application form, and providing collateral (collateral can be crops, land use rights, forest rights, etc.). ), sign a guarantee and counter-guarantee contract with the guarantee company, sign a loan contract with the loan issuing bank, and submit the bank card number of the loan issuing bank.
Poverty alleviation loan is a policy loan business undertaken by relevant domestic financial institutions. It is an important part of poverty alleviation and development in China. There are two main forms of distribution: one is small poverty alleviation loans to households, and the other is poverty alleviation loans to leading enterprises and infrastructure construction.
From June 5438+1 October1day, 2000, according to the scale of the annual poverty alleviation loan plan determined by the State Council (including new poverty alleviation loans that were added that year, re-borrowed, and did not expire in the previous year), the central government will give interest subsidies within the planned quota. All poverty alleviation loans issued before 1998 are no longer subsidized;
According to the State Council, "since 2000, all the new poverty alleviation loans, refinancing poverty alleviation loans and new poverty alleviation loans that did not expire in the previous year have been included in the poverty alleviation loan plan of the year; According to the decision of the Ministry of Finance to give discount according to the annual poverty alleviation loan plan, the central finance will give discount within the scale of the annual poverty alleviation loan plan approved by the State Council, and in principle it will only be posted for one year.