China Merchants Bank has not yet started personal business/investment loan business. The loan for small and micro enterprises of China Merchants Bank requires that you have an existing registered company, you are the actual controller or shareholder of the company, and you have more than 2 years of continuous business experience in the industry corresponding to the loan purpose.

2. What are the requirements for applying for personal business loans at China Merchants Bank?

Every bank can apply for a risk loan. But first, correct your question:

1, apply for a loan, and the sub-district office (unit above the village) will issue a certificate.

The loan of 26.5438+10,000 yuan must be mortgaged. Without mortgages and public officials, loans can't be that much, up to 50 thousand or even less.

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3. What are the requirements for applying for personal business loans at China Merchants Bank?

China Merchants Bank has not offered personal commercial/investment loans (i.e. commercial loans). You need to have a registered company, and you are the actual controller of the company or have more than 2 years of continuous operation experience in the corresponding industry.

4. How to handle the personal loan of China Merchants Bank? What are the requirements?

To apply for a personal loan from China Merchants Bank, you must meet the following conditions:

1. At least 25 years old, with full capacity for civil conduct; And have a permanent residence or valid residence certificate in China;

2. Have a fixed occupation or a stable economic income, and be able to guarantee the ability to repay the principal and interest on schedule;

3. Good credit record and no bad credit record;

4. Being able to provide legal and effective guarantee recognized by the bank;

5. Other conditions stipulated by the bank.

Information that an individual needs to provide when applying for a bank loan:

1. Loan application;

2. The original and photocopy of the ID card, household registration book and marriage certificate of both husband and wife;

3. Property * * * Someone agrees with the loan opinion;

4. The husband and wife's occupation, income certificate and family property status information (work certificate, bank account, property certificate, vehicle driving license, etc.). );

5. Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);

6. Loan contract.